Murderer seeks to collect on his wife's policy
A man argues that a $50,000 insurance claim on his wife is alive as long as he continues to appeal his conviction for her murder in 2001.
By
Paul Gustafson, Star Tribune
Last update: April 01, 2007 – 9:41 PM
A few weeks before he murdered his wife in December 2001, Ronald Cram was seen by a neighbor storming out of his St. Paul home and yelling, "I should just kill you and collect the insurance money!"
More than five years later, Cram is trying to collect on his wife Colleen's life insurance policy -- even though he has since been convicted of murdering her.
Minnesota law prohibits anyone convicted of intentionally killing someone from collecting on their benefits. But Cram has kept his hopes alive, and prevented anyone else from getting the $50,000 in insurance money, by arguing that his conviction isn't final so long as he continues to appeal it.
A hearing in the dispute is scheduled April 27 before Ramsey County District Judge Steven Wheeler.
Meanwhile, Cram's quest to collect on his murdered wife's life insurance policy puts him in notorious company.
A similar insurance claim was made -- unsuccessfully -- by St. Paul attorney T. Eugene Thompson, who was convicted of hiring men to kill his wife in 1963 in one of Minnesota's most celebrated murder cases.
Cram's legal battle, and the notion that he just might succeed, is upsetting Colleen Cram's family.
"How can he kill somebody, and then have a right to $50,000 in life insurance? I mean, that's not right. That's crazy," said Marcella Konietzko of Ham Lake, Colleen's 82-year-old mother.
"He killed her. Why doesn't he leave her alone now?"
Tom Cunningham, Colleen's brother, said he's not sure what motivates Ronald Cram but wonders if he's simply trying to be vindictive.
"Sometimes I think he is just trying to stretch this out so nobody gets anything," said Cunningham, of Lake Elmo.
Clark Thurn, an attorney representing Cram in his life insurance claim, did not return calls seeking comment.